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Wise

Wise Business

A multi-currency business account with Business Cards in documented issuance markets. U.S. pricing in this preview applies only to U.S. businesses.
From official information
Source information

Selected sourced information for review, not a complete product assessment. Verify current material terms with the provider before applying.

At a glance

Intended user
Businesses
From official information
Source information
Product / card type
Multi-currency business account with physical and digital Business Cards
From official information
Source information
Virtual card
Yes
Requires confirmation

Digital Business Cards are documented. Exact U.S. digital-card eligibility remains qualified by the unresolved disclaimer.

Source information
Relevant use cases
  • AI / SaaS paymentsNot confirmed from the sources reviewed.
  • Advertising paymentsNot confirmed from the sources reviewed.

Category-level evidence does not establish acceptance by a particular merchant. Expand use cases below for scope and qualifications.

Market & eligibility

Market availability

Multi-market Business Cards; U.S. onboarding and pricing subset
From official information
Source information
Market variant
United States — eligibility and fee subset; other issuance markets listed separately
From official information
Source information
Applicant market
Not confirmed from the sources reviewed.

This preview does not establish this information.

Excluded applicant regions
Nevada
Not available

U.S. onboarding also has territory restrictions; exact jurisdiction-label correspondence and complete exclusions are not confirmed.

Source information
Issuing coverage
Documented Business Card markets: United States, Canada, United Kingdom, Europe / EEA, Singapore, Japan, Philippines, Australia, New Zealand and Brazil.
Requires confirmation

Business account eligibility is separate from Card issuance. This list does not establish delivery or approval.

Source information

Eligibility

These are product requirements, not a determination that you qualify. Application checks and approval remain with the provider.

Business structures
Freelancers, sole traders, companies and other supported structures; country and business-type qualifications apply.
Requires confirmation
Source information
U.S. business verification
U.S. business verification requires business details, EIN and relevant SSN/TIN, registered / trading addresses and potentially additional documentation.
From official information
Source information
Applicant residence
Not confirmed from the sources reviewed.

A complete applicant-country map has not been established.

Important limitations

Meeting listed requirements does not guarantee approval. The provider makes the application decision.

Continue to the provider

You are leaving Godwit Atlas for the provider’s official website or guidance. Application and onboarding occur with the provider; its eligibility and approval rules apply.

Use the section heading to expand funding, fees or evidence before continuing.

Continue to Wise

Official product information or application guidance; approval remains with the provider.

Product / card structure

Product category
Business accounts / corporate cards
From official information
Source information
Card network
Not confirmed from the sources reviewed.

This preview does not establish this information.

Physical card
Yes
From official information
Source information
Issuer / programme roles
Not confirmed from the sources reviewed.

This preview does not establish this information.

U.S. mobile wallets
Apple Pay and Google Pay are documented for eligible U.S.-issued Business Cards, subject to card and device eligibility.
Requires confirmation
Source information

Funding / spending model

Not confirmed from the sources reviewed.

Detailed funding and custody mechanics are not established.

Multi-currency capabilities
Hold, receive, convert and send money; Card spending may automatically convert an available balance when the spending currency is not held.
From official information
Source information

Fees

U.S. first-card and delivery fees
U.S. Business Card: first card and standard delivery free; express delivery from USD 11.58.
From official information
Source information
U.S. team / replacement cards
U.S. pricing: USD 5 per team card or replacement card.
From official information
Source information
U.S. same-currency spending
U.S. pricing: spending from a balance in the transaction currency is free.
From official information
Source information
U.S. currency conversion
U.S. pricing: conversion varies by currency, from 0.23%.
Requires confirmation
Source information
U.S. ATM pricing
U.S. pricing: combined withdrawals up to USD 250 per calendar month are free; above the threshold, USD 1.95 plus 1.95% applies per withdrawal. ATM operator fees are separate.
From official information
Source information
U.S. e-wallet top-ups
U.S. pricing: 2% for relevant e-wallet top-ups. This is a limited fee subset, not a full schedule.
Requires confirmation
Source information

Relevant use cases

AI / SaaS payments
Not confirmed from the sources reviewed.

General card acceptance does not establish a specific merchant's acceptance.

Advertising payments
Not confirmed from the sources reviewed.

No advertising-platform transaction success has been established.

Evidence / review information

Source record last updated: .

Official information describes what a provider documents. It is not independent Godwit Atlas verification. Source-specific access dates are not recorded in the selected evidence.

Understand our evidence labels.

Official product information

How do I verify my US business?

U.S. verification and Nevada / territory onboarding restrictions; complete labels remain unresolved.